Overview

Your financial aid package will likely contain different types of funds like grants, loans and work study. If your family's financial situation changes significantly after you have submitted your FAFSA, email sfs@mst.edu to request a review.

Estimated Costs

The estimated Cost of Attendance is based on what most students will spend in a year. The Cost of Attendance is used to determine your eligibility for certain types of need-based aid. It's also a good way to start comparing your financial resources (financial aid, income from work, savings) with your costs. We've done some estimates for you on your financial aid offer letter.

Tuition and Fees

S&T offers a flat rate tuition model for undergraduate students, which includes 12–18 credit hours per semester. This simplified and transparent approach, based on major, ensures that students pursuing their undergraduate degrees can focus on their academic goals without the complexity of variable tuition costs. The flat rate structure provides financial predictability and encourages students to take a full course load, promoting timely graduation and academic success.

Housing and Dining

Estimated Housing and Dining amounts are based upon the average residential life cost for the campus population. All fee rates are set by the University of Missouri Board of Curators in the spring, and are typically available by April 1 of each year for the upcoming fall semester. For more information, visit dining.mst.edu/diningplans.

Indirect Costs

These costs are not billed to the student but should be considered in the overall cost of going to college. These estimates are based on a survey of current S&T students.

  • Books and Supplies – Estimate based on a survey of current S&T students.
  • Personal Expenses – You have indirect costs you will incur during the year (cell phone, shampoo, toothpaste, etc.).
  • Loan Fees – The percent or flat-rate, if any, charged to borrow a loan. Lenders/Servicers may charge other fees besides the interest on the loan for origination and servicing.
  • Transportation – Estimate based on a survey of current students and includes two trips home per semester.

Financial Aid Offers

Scholarships and grants do not have to be repaid after you graduate. However, you usually have to enroll full-time each semester. Some scholarships can be renewed if you meet certain renewal criteria. For more information, go to sfs.mst.edu. Other scholarships require that you apply each year at scholarships.mst.edu. To have your grant eligibility renewed, you need to submit the FAFSA annually by the priority deadline.

Estimated Cost of Attendance After Grants and Scholarships

If your direct and indirect costs are the same as most students' costs, then you would have to pay approximately this much during the course of the year. Keep in mind that this may not be money you pay to S&T; it could be money you use to pay other bills, buy toiletries, etc.

Student Loans and Other Options

Loans are a type of financial aid that the student must repay, usually with interest. For more information on loans, please visit go.mst.edu/sfsloans.

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